What is CAS (Consolidated Account Statement)?
A Consolidated Account Statement (CAS) is a single, comprehensive statement showing all your mutual fund investments across all AMCs in one document. Instead of receiving separate statements from each fund house, CAS aggregates everything — every folio, every fund, every SIP, every transaction — into a single PDF.
Think of it as your mutual fund bank statement. It's essential for portfolio review, tax filing, and ensuring your investments are correctly recorded.
Who Generates CAS?
Two RTAs (Registrar and Transfer Agents) handle mutual fund records in India:
- CAMS (Computer Age Management Services): Services most major AMCs including HDFC, Nippon, SBI, Mirae, Axis, Kotak, DSP etc.
- KFintech (formerly Karvy): Services remaining AMCs including Franklin, Sundaram, Canara Robeco etc.
When you request a CAS from CAMS, it includes all CAMS-serviced funds. When you request from KFintech, you get KFintech-serviced funds. To get ALL your mutual funds in one statement, you need to request CAS from CAMS (which will include KFintech data as well, as they share information).
How to Get Your CAS — 3 Easy Methods
Method 1: Via Email (Easiest)
- Go to camsonline.com
- Click "Get CAS" or "Account Statement" → "Consolidated Account Statement"
- Enter your registered email or PAN
- Select period (current year, all transactions, or custom date range)
- Enter your date of birth for verification
- Submit — CAS PDF arrives in your inbox within minutes
Method 2: Via CAMS App or Website
Log in to myCAMS app (available on Android/iOS) → Go to "Statements" → Download CAS. You'll need to register with your PAN and registered mobile number.
Method 3: Via AMFI Portal
AMFI also provides CAS at amfiindia.com → Investor Services → Account Statement. Follow similar steps with PAN and email/mobile.
What Information Does CAS Contain?
- All folios across all AMCs under your PAN
- Fund name, folio number, current units held
- Purchase price of each unit lot (important for tax)
- Current NAV and current market value
- All transactions — purchases, redemptions, SIP dates, amounts
- ISIN (unique identifier for each fund)
- Dividends / IDCW received
- Nominee details on each folio
Capital Gains Statement: For ITR Filing
A special type of CAS is the Capital Gains Statement — available from both CAMS and KFintech. It shows all redemptions during a financial year with purchase date, redemption date, units sold, gain/loss per transaction, and whether LTCG or STCG.
You need this document to correctly file ITR. Download it from camsonline.com → Account Statement → Capital Gains → Select financial year.
How Often Should You Review Your CAS?
- Once every quarter: Brief check — are SIPs running correctly? Any missing transactions?
- Once every April: Comprehensive annual review — check returns vs benchmark, nominee details, rebalancing need
- After every major market event: Not to panic, but to verify your asset allocation is within acceptable range
- Before filing ITR: Get Capital Gains Statement to accurately compute LTCG and STCG
Reviewing your CAS regularly ensures you catch any discrepancies, verify SIPs are running as intended, and maintain visibility over your complete financial picture. For a comprehensive portfolio review with our AMFI-registered MFD, book a free consultation.